FinanceCalc

PMI Calculator

Calculate Private Mortgage Insurance (PMI) costs.

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Monthly PMI

$156

($1,875/year)

Details

Loan Amount$255,000
Down Payment %15%
LTV Ratio85%
PMI Cancels At20% equity

About PMI

Private Mortgage Insurance is typically required when your down payment is less than 20% of the home's value. PMI protects the lender if you default on your loan. You can usually request to cancel PMI once you reach 20% equity in your home.